Unoccupied Property Insurance

Many of the standard features of home insurance or landlords insurance will be invalid or cover significantly reduced if the property is unoccupied for a significant period. This is normally after 30 days of it being unoccupied. Unoccupied property insurance is specifically for this situation.

Property owners should be aware that most household insurance companies will drastically reduce cover for empty properties. Important covers such as escape of water, theft, malicious damage are very often excluded.

For further information on Premier Insurance | Unoccupied Property or our many other insurance products, speak to our dedicated team at Premier Insurance on:

01207 261 262

(Mon-Fri: 9am-5.30pm, Sat: 9am-1pm)

Unoccupied Property Insurance

A standard home insurance is not suitable for a domestic property that is unoccupied.

Many of the standard features of home insurance or landlords insurance will be invalid or cover significantly reduced if the property is unoccupied for a significant period. This is normally after 30 days of it being unoccupied. Unoccupied property insurance is specifically for this situation.

Property owners should be aware that most household insurance companies will drastically reduce cover for empty properties. Important covers such as escape of water, theft, malicious damage are very often excluded.

WE WOULD RECOMMEND:

Either drain down the water system in the home or ensure the heating is kept on at a minimum temperature of 15 degrees C. This will reduce the risk of burst pipes caused by freezing water. It would also be prudent to arrange regular inspections. You should keep a written record of each inspection internal and external noting down the date and time of visit. This will help you in the event of a claim proving to an insurer that you are taking care of the property.

What we do

Depending on your individual circumstances, Premier Insurance can tailor make a policy to suit your needs to ensure you are covered correctly.

We can also offer 3, 6 or 12 month policies. Payment options are available by cash, card or Direct Debit.

For further information on Premier Insurance / Unoccupied Property Insurance or our many other insurance products, speak to our dedicated team at Premier Insurance on: 01207 592222


We are open: (Mon-Fri: 9am-5.30pm, Sat: 9am-1pm)


For further information on Premier Insurance / Premier Insurance | Unoccupied Property or our many other insurance products, speak to our dedicated team at Premier Insurance on: 01207 592222
We are open: (Mon-Fri: 9am-5.30pm, Sat: 9am-1pm)